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Denver, CO Bankruptcy lawyers (329 attorneys, 1086 reviews)

Compare Bankruptcy attorneys near you. Read reviews and contact them directly.

  • Salinas Law Group LLC
    501 S. Cherry Street, Suite 1100, Denver, CO
    Avvo Rating: 10  
    Compassionate Solutions for Complex Financial Problems! Highly Rated by Clients! Free Consultation. Call 833-799-0447
  • Law Office of Andrew S. Trexler, P.C.
    7887 E. Belleview Ave., Suite 1100, Denver, CO
    Avvo Rating: 9.8  
    Helping free you from the stress & pain of debt. Experienced, compassionate & affordable
  • Open for Business

    Open for Business

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    Virtual Consultation

    Virtual Consultation

    Attorneys that have confirmed to Avvo that they are available for a phone or video consultation have "Virtual Consultation" on their profile. We recommend that you contact the attorney directly to determine hours and availability.
    Eckelberry Law Firm, LLC
    1888 N. Sherman Street, Suite 350, Denver, CO
    Avvo Rating: 10  
    We provide a $0 Down Filing Option for Chapter 7 clients.
    Read more

    Practice area
    35% Bankruptcy and debt, 20% Family, 20% Divorce and separation, and more.

    Free Consultation
    Some lawyers offer a free consultation to help determine whether their services are right for your legal needs
    30 minutesHourly Rates, $290-$350/hourRetainer Some attorneys require an upfront payment to secure their services before they begin their work Sometimes

    CO, Active since 1998

  • 2373 Central Park Boulevard, Suite 100, Denver, CO
    Avvo Rating: 7.4  
    After spending several years representing creditors in debt collection and bankruptcy proceedings, I realized that I just didn’t enjoy telling people what I did for a living. Instead of being the bearer of bad news and feeling like the Grim Re...
  • 501 S. Cherry St., Suite 1100, Suite 575, Denver, CO
    Avvo Rating: 9.0  
    "Open and Available. Due to COVID-19 concerns we are conducting consultations via telephone and Zoom. We are also scheduling in person meetings with proof of vaccination. Call or email to schedule an appointment!"
  • The Law Office of Clark Daniel Dray
    1624 Market Street, Suite 202, Denver, CO
    Avvo Rating: 8.0  
    We offer a free consultation and payment plans, and provide personal attention to every client.
  • Cohen & Cohen, P.C.
    1720 South Bellaire Street, Suite 205, Denver, CO
    Avvo Rating: 10  
    Review: “I had initially set up a consultation with Wesley for bankruptcy. He was very helpful and made me feel comfortable during the consultation. He wasn't pushy and left it up to me whether or not I choose him or continue ...
  • Curtis Law Firm, LLC
    5353 W. Dartmouth Ave., Suite 504, Denver, CO
    Avvo Rating: 8.8  
    Proud to call Dinosaurland his birthplace (that’s Vernal, UT to the uninitiated), Attorney Curtis grew up in Utah. There he met and married his wife, and they both finished college. Attorney Curtis received his Baccalaureate’s degree from Brigham...
  • Stephen T. Craig, P.C.
    1444 Stuart St, Denver, CO
    Avvo Rating: 8.0  
    My name is Steve Craig.  I am a debt relief attorney.  I started my practice in 1994 as a bankruptcy attorney.  Since then, I have represented over 3000 clients in the US Bankruptcy Court.  During this time I discovered that many people were stron...
  • Law Offices of Kevin S Neiman, pc.
    999 18th St, Ste 1230 S, Denver, CO
    Avvo Rating: 10  
    With over 20 years of experience, Kevin S. Neiman has helped countless clients, including in state and federal courts.  His experiences have shaped him into a strong advocate and strategist for all his clients, no matter how complex the matter, as...
  • Aguero Law, PC
    1720 S Bellaire St., #205, Denver, CO
    Avvo Rating: 7.9  
    Matthew Aguero, is an experienced litigator and consumer bankruptcy attorney. Prior to founding Aguero Law, P.C., Matt represented individuals and businesses - ranging from single member LLCs to Fortune 500 companies - in complex litigation and ot...
  • Masana Bankruptcy Law
    P.O. Box 40134, Denver, CO
    Avvo Rating: 6.7  
    After a careful review of your particular situation and consideration of factors including but not limited to number of creditors, type of debt, amount of debt, existence of judgments obtained, current active wage garnishments, along with other in...
  • The Law Offices of Jonathan P. Shultz, LLC
    1980 S Quebec St Ste 208, Denver, CO
    Avvo Rating: 7.3  
    Tired  of harassment?  Behind on a house or car payment?  Are you ready to discuss how a bankruptcy filing can help you in the long run?  Pick up the phone and call me, Jonathan Shultz.  I have specialized in bankruptcy for more than five years, y...
  • William Morris
    1800 Glenarm Pl, Ste 1203, Denver, CO
    Avvo Rating: 6.7  
    His practice philosophy:  Client service first.  In this regard, the firm's practice is managed electronically using the latest cutting-edge legal software solutions and global technologies that enable you to get answers to your questions fast.  ...
  • Colorado Law Group
    1777 S. Bellaire Street, Ste. 419, Denver, CO
    Avvo Rating: 7.2  
    Review: “Great Character, Well versed, efficient, knowledgeable, life saving.”
  • Watton Law Group
    1660 Lincoln St., Suite 2505, Denver, CO
    Avvo Rating: 9.2  
    As I continue to develop my expertise in consumer bankruptcy, helping my clients get the full benefit of a financial fresh start remains my highest priority. I work with clients to straighten out their financial difficulties and engage creditors' ...
  • Buechler & Garber, LLC
    999 18th Street, Suite 1230-S, Denver, CO
    Avvo Rating: 9.4  
    I  focus on bankruptcy matters, financial restructuring, workouts, and reorganizations, including representing debtors, creditors and trustees. Over the years, I found that many clients prefer a "hands on" approach with their attorney when dealing...
  • John V. Stege, Esq.
    2139 Williams St Apt 2, Denver, CO
    Avvo Rating: 6.7  
    Review: “John has helped me with several legal issues. He's extremely knowledgeable and I would recommend him without reservation. He's well connected in the legal community and if he doesn't know the answer to a parti...
  • Colorado Law Group
    1777 S Bellaire St Ste 419, Denver, CO
    Avvo Rating: 5.7  
    Review: “Filing Bankruptcy was NEVER in my plan in my life and the shame that I have felt for so long held me back from ever filing. After going through some really horrible losses in 2020, I decided at Christmas time to look into...


How Bankruptcy Works

Bankruptcy provides a safety net for people struggling to pay debt. Once filed, debt collectors and other creditors must stop sending harassing letters, making calls, and pursuing collection lawsuits. The bankruptcy process involves a review of the debtor’s financial situation, including income and property value, to determine whether creditors will receive some portion of what’s owed. Most bankruptcy cases end with the court issuing a debt discharge wiping out qualifying debt.

Types of Bankruptcies

Chapter 7

A Chapter 7 bankruptcy provides a fresh start by erasing credit card balances, medical bills, personal loans, and other qualifying debt. It’s quick—taking about four months to complete—and the filer doesn’t repay creditors through a repayment plan. Chapter 7 filers keep property needed to work and live, such as a modest car and household furnishings. The bankruptcy trustee sells nonessential property for the benefit of creditors.

Chapter 13

Wage earners with enough steady income to repay creditors some portion of what they owe file for Chapter 13. This chapter offers valuable benefits not available in Chapter 7, such as allowing filers to keep all of their property. Filers can also save a home from foreclosure or a car from repossession by catching up on missed payments through the repayment plan. Once complete, the debt discharge erases remaining balances on qualifying debt.

Chapter 11

Chapter 11 helps income-generating companies stay in business, as well as high-earning individuals whose debts are too high to qualify for Chapter 13. In Chapter 11, the filer and creditors create a restructured debt plan the company can afford by agreeing to new terms or reducing amounts owed. Many small businesses and individuals can take advantage of the relaxed, cost-saving Chapter 11, sub-V procedures created especially for them.

Cost of Bankruptcy

A Chapter 7 bankruptcy in Colorado tends to cost $1,500, but it might be more in large metro areas like Denver. The average Chapter 13 case costs $3,500.

Bankruptcy Pros and Cons

  • Wiping out qualifying debt can help filers live within their means.
  • Filers start rebuilding credit immediately after receiving a bankruptcy discharge.
  • Filers can save a home from foreclosure or a car from repossession, and in some cases, wipe out an underwater residential junior mortgage or reduce secured debt to the value of the collateral.
  • A business owner can restructure debt and save a failing business or, after a business closure, wipe out personal liability for business debt.

  • A bankruptcy discharge doesn’t wipe out recently incurred tax balances, domestic support obligations, student loans, and other nondischargeable debts.

  • The bankruptcy filing will impact the filer’s credit score temporarily and will remain on a credit report for up to ten years.
  • Bankruptcy filers pay higher interest rates on most credit purchases after bankruptcy.
  • Filers will find it difficult to lease property for a year or two after bankruptcy.

For more on bankruptcy in Colorado, and questions asked in Denver, see our free legal advice page.