How To Get Your Car Repaired After a Crash
This legal guide will explain the process of getting your car repaired after a crash.
Damage InspectionThe insurance provider covering the property damage claim has the right to inspect the damage to the vehicle to estimate the repair costs. The damage inspection typically occurs days or weeks after the accident. Your insurance company may send out an adjuster to your house to physically inspect your vehicle. If the car is drivable, they may ask you to bring your vehicle to one of their body shops for inspection. If you’d like to use a specific body shop, then the adjuster will work with them to obtain the inspection report and approve or deny the estimate.
RepairsGenerally, you have the right to get the vehicle repaired at a body shop of your choice; there is no obligation to take the car to an in-network shop. The mechanic may discover additional hidden damage during your repair. If this occurs, the body shop will submit a supplement request to the insurance provider to receive additional repair costs. You will typically not be involved in this part of the process.
Pick Your Car Up.When you pick your car up, take as many pictures and videos as possible, then return the car to the repair shop and ask them to fix the issues. It is entirely up to you whether you want to repair your car. You will receive a check for the repair, so you can choose what you want to do. While you can use the money to get your vehicle fixed, you can also just keep it.